Rent-to-Own Calculator
Move the sliders and fields to see how your down payment and lease term impact equity and total costs.
INPUTS
How Rent‑to‑Own Works
- You pay an initial down payment to secure the home.
- Your monthly rent continues as normal.
- Each year, a fixed percentage builds as equity toward your purchase.
- At the end of the term, you can buy the home using your accumulated equity.
Results
Down Payment
₦1,800,000
Equity per year
₦2,160,000
Total Equity (term)
₦10,800,000
Total Rent (term)
₦7,500,000
Total Cost (est.)
₦9,300,000
Tips
A higher down payment lowers your long‑term cost.
Longer lease term builds more equity but increases total rent.
Equity rate depends on property and partner terms.